Rules and Laws of Checking Accounts

 Member Service  Compliance/Regulatory

Registration and Pricing Information

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Registration Investment:
FREE for Power Learner Passport
$200 for Affiliates Non-PLP
Non-Affiliated Contact Leslie Poole

Program Description

Checks and checking accounts are governed by pages and pages of rules and regulations.

Your members and examiners expect you to know and follow all those rules. Can you? Are you sure about the maximum amount of time you can hold funds from a check? Do you know who is liable when an endorsement or a signature is forged?


Get the answers to these questions and more from credit union compliance expert Mary-Lou Heighes in this session as she reviews:

Regulation CC provisions regarding holds

Check 21 notification and error resolution requirements

Uniform Commercial Code rules on liability between parties to a check,

  • Proper payees
  • Endorsements
  • Rules for stop payments
  • New revisions relating to Regulation CC including indemnity for Remote Deposit Capture

Please note:  This program is intended for credit unions from all states, but some state rules may vary. Please consult your state league or credit union attorney if you have questions.


Program Length: 117 Minutes

Who Should Attend

  • Member Service
  • Teller
  • Branch Manager
  • Operations
  • Compliance
  • Training & Professional Development

Meet The Presenter:

Mary-Lou Heighs founded Compliance Plus, Inc. to help credit unions with the always changing world of compliance. She joined the credit union movement in 1989 and has worked as a loan officer, marketer, collector as well as almost every position within credit unions. After working in credit unions, she transitioned to the Research and Information department for the California Credit Union League where she provided compliance assistance to all California and Nevada Credit unions. As President of Compliance Plus, Inc. Mary-Lou now provides compliance training all over the country for various Leagues and credit unions nationwide.


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